Pitch-Investors Investor Rules and Guidelines

1. Payment Expectations and Timelines

Payment Commencement: Payments, including interest (for debt investments) or dividends/returns (for equity investments), will only commence after the invested funds have been released to the business.
No Earnings Before Target: Investors will not earn interest, dividends, or any form of return until the investment target has been met and the funds have been disbursed to the business. This applies to both debt and equity investments.

48-Hour Cooling-Off Period: After making an investment, investors have a 48-hour cooling-off period during which they may withdraw their funds without penalty.
Withdrawal After Cooling-Off Period: Once the 48-hour cooling-off period has passed, withdrawals are no longer allowed, except in cases where the investment target is not met by the specified deadline. If the target is not met after the deadline, investors will receive their invested funds back in full, and no interest or return will be earned on the investment.

Minimum Investment Amount: Each investor must meet the minimum investment requirement for each project. This minimum amount will be specified on the project’s investment page.
Maximum Investment Limits: To ensure fair access, there may be a maximum investment limit per individual investor for each project. This limit will also be specified on the project’s investment page.

Due Diligence: Due diligence is delegated to a team of vetted advisors selected by Pitch-Investors. These advisors are responsible for evaluating the businesses and providing the expected returns on investments. Investors are encouraged to understand the qualifications and track record of the advisor who assessed the business they are considering for investment. While Pitch-Investors ensures that these advisors are highly qualified, investors should still familiarize themselves with the advisor's evaluations and recommendations.
Risk Disclosure: All investments come with risks, including the potential loss of the entire invested amount. Investors must acknowledge that they understand these risks before proceeding with any investment.

Regular Updates: Businesses receiving investments are required to provide regular updates on the progress of the project. These updates will be shared with investors through the Pitch-Investors platform.
Investor Communication: Investors can communicate with the business through the platform. However, Pitch-Investors reserves the right to monitor and moderate these communications to maintain professionalism and integrity.

Voting Rights (Equity Investors): Investors in equity projects may receive voting rights as shareholders, depending on the terms of the investment. These rights will be outlined in the investment agreement.
Non-Interference: Investors are not allowed to interfere with the day-to-day operations of the business they invest in unless specified in the investment terms (e.g., as board members).

Escrow Account: All funds will be held in an escrow account by our custodian Co-operative Bank of Kenya until the investment target is met. Only after meeting the target will the funds be released to the business.
Fund Return Policy: If a project does not reach its funding target by the deadline, all funds will be returned to the investors within a specified timeframe.

Confidentiality: All investment details, including investor identities and amounts, will be kept confidential and will only be shared as required by law.
Data Protection: Pitch-Investors is committed to protecting investor data in accordance with relevant data protection laws. Investors’ personal and financial information will not be shared with third parties without consent.

Anti-Fraud Measures: Pitch-Investors implements robust anti-fraud measures to protect investors and businesses. Any suspicious activity will be investigated, and necessary actions will be taken.
Compliance with Laws: All activities on the Pitch-Investors platform must comply with local, national, and international laws. Investors and businesses must agree to abide by all applicable regulations.

Dispute Resolution Process: In case of any disputes between investors and businesses, Pitch-Investors will provide a mediation service. If the dispute cannot be resolved through mediation, it may be escalated to binding arbitration.
Legal Jurisdiction: All disputes will be subject to the laws and jurisdiction of the country where Pitch-Investors is registered.

Policy Changes: Pitch-Investors reserves the right to amend these rules and policies at any time. Investors will be notified of any significant changes, and continued use of the platform constitutes acceptance of these changes.